Legal definition of adjuster
Insurance Litigation Legal Terminology


An employee of an insurance company or an adjustment firm employed by an insurance company to investigate and assess the damage to property.

Among adjusters duties are: to investigate, analyze, and determine the extent of insurance company's liability concerning personal, casualty, or property loss or damages, and attempt to effect settlement with claimants. Correspond with or interview medical specialists, agents, witnesses, or claimants to compile information. Calculate benefit payments and approve payment of claims within a certain monetary limit. Analyze information gathered by investigation and report findings and recommendations.
A person who works for an insurance company and decides how much money should be paid out in each case of something having been damaged or lost
Source: Cambridge Advanced Learner's Dictionary & Thesaurus. website
Claims adjusters investigate insurance claims by interviewing the claimant and witnesses, consulting police and hospital records, and inspecting property damage to determine the extent of the company's liability.

In the United Kingdom, Ireland, Australia, South Africa, the Caribbean and New Zealand the term Loss adjuster is used. Claims adjusters have the knowledge to complete the preparation of a property damage claim which, to an unrepresented homeowner, may be unfamiliar territory
Source: Wikipedia - The Free Encyclopedia. website. license
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