Legal definition of casualty
Insurance Litigation Legal Terminology


A casualty is the damage, destruction, or loss of property resulting from an identifiable event that is sudden, unexpected, or unusual. A sudden event is one that is swift, not gradual or progressive.
An unexpected event is one that is ordinarily unanticipated and unintended. An unusual event is one that is not a day-to-day occurrence and that is not typical of the activity in which you were engaged.
A casualty is a person who is the victim of an accident, injury, or trauma
An accident, especially one involving serious injury or loss of life
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